15. Where applicable, a contract for the loan of money and a contract involving credit other than a contract for an instalment sale that are paid into an open credit account already governed by sections 118 to 130 of the Act are exempt from the application of section 115 or 150 of the Act, as the case may be.
R.R.Q., 1981, c. P-40.1, r. 1, s. 15; 994-2018O.C. 994-2018, s. 751.